Credit Rating Result
Hanoi, 15 May 2026 - VIS Rating has withdrawn the A+ long-term issuer rating of Orient Commercial Joint Stock Bank (OCB) at issuer’s request.
The rating presented in this announcement is effective from the date of the announcement and remains in effect unless and until it is superseded by a subsequent rating action. Please visit https://visrating.com/rating-results to obtain the latest update on the rating.
Rating rationale
We have decided to withdraw the rating following a review of the issuer’s request to withdraw its rating.
Prior to the withdrawal, the rating outlook was stable.
Established in 1996, OCB is a mid-sized commercial bank with a strategic focus on retail and SME segment. The bank has built a modest but fast‑growing nationwide presence, supported by ongoing digital transformation initiatives. As of end‑2025, OCB’s total assets stood at VND 323 trillion, equivalent to about 1.5% of system assets.
Credit rating history
| Date | Rating type | Rating | Outlook | Action |
|---|---|---|---|---|
| 15 May 2026 | Long-term issuer credit rating | WR | - | Rating withdraw |
| 15 May 2025 | Long-term issuer credit rating | A+ | Stable | Affirm |
| 15 May 2024 | Long-term issuer credit rating | A+ | Stable | First-time assignment |
Regulatory disclosures
For further specification of VIS Rating's Rating Symbols and Definitions, please see: here
OCB’s ownership stake in VIS Rating: 0%
The ownership ratio of OCB held by VIS Rating’s staff: 0%
Cases in which analysts and credit rating council members cease their participation in the credit rating contract before the contract expires and the reason for the cessation: 0
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The rating has been disclosed to the rated entity or its designated agent(s) and issued with no amendment resulting from that disclosure.
This rating is solicited.
Regulatory disclosures contained in this rating announcement apply to the credit rating and, if applicable, the related rating outlook or rating review.
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Factors That Could Lead to an Upgrade/Downgrade
Rating methodology
Financial Institutions Rating Methodology.
For more detailed information, please refer to our full credit rating methodology at: here
Analyst & Committee
Credit Rating Announcement Number
Public credit rating announcement no: VN0300852005-003-150526
Disclaimer
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